ADVERTISING INFORMATION

General Guidelines & Advertising Policies

Payment Terms:

a. Invoices are rendered upon distribution of each issue and are due within 30 days of invoice date. A late fee of 2% is charged on overdue accounts from the first day the account is overdue.

b. New advertisers must apply payment with order, pending credit approval.

c. Production discount for "print-ready" ad materials is 15% of gross space billing. Print-ready ads must meet the requirements specified in the MATERIAL REQUIREMENTS section.

d. Advertisers billed at frequency contract rates who fail to fulfill such a contract will be billed for the difference in rates.

Copy & Contract:

a. Vermont Life reserves the right to reject any advertisement at any time.

b. Advertisers and advertising agencies assume full liability for all content, including text, representations and illustrations, of advertisements.

c. All orders for space insertions are subject to credit review.

d. Vermont Life assumes no liability for errors in key numbers nor, for any reason, the omission of an advertisement. Liability for errors for which Vermont Life may be found legally responsible cannot exceed the cost of the space.

e. No cancellations are accepted after closing date.

f. Advertising insertion orders are accepted subject to the condition that Vermont Life shall have no liability for the failure to execute such advertising because of acts of God, government restrictions, fires, strikes, accidents or other events beyond Vermont Life's control.

g. Advertisements are accepted subject to the understanding that the advertiser and its agency have the right to publish the contents of their advertisements. In consideration of such publication, the advertiser and its agency agree to indemnify and hold harmless Vermont Life against any loss, liability, damage, and expense arising out of such publication.

h. Vermont Life reserves the right to hold the advertiser and/or advertising agency jointly and severally liable for such monies as are due and payable to Vermont Life.

i. No conditions, written or otherwise, which conflict with Vermont Life's policies will be binding on Vermont Life.

j. Orders specifying positions, other than covers, accepted only on request basis and cannot be guaranteed unless the 10% position request fee is paid.

k. Advertisements similar in style to Vermont Life editorial must be clearly defined and labeled "Advertisement."

l. Vermont Life will provide proofs of new advertisements that required production by Vermont Life. Charges for advertiser's alterations will be made if changes are made altering the original copy or graphics following the submission of the first proof.

m. Advertising materials will be returned if clearly marked "return requested." No materials will be returned before publication date. Materials requested by advertiser prior to publication date will be duplicated at the advertiser's expense. Materials on hand after one year may be destroyed.

For more information or a Media Kit, call 1-802-877-2262 or e-mail Advertising